One of the UK's leaders for additional borrowing for homeowners

Advice you can trust from The Mortgage Hut team

WELCOME TO THE MORTGAGE HUT

Your Trusted Partner for Second Charge Mortgages

Welcome to The Mortgage Hut, one of the UK’s leading mortgage brokerages. We specialise in helping homeowners access additional funds through second charge mortgages. Our team of experts is here to guide you through the process, ensuring you find the best solution for your financial needs.

SOME OF OUR LENDERS

“The Mortgage Hut made the process of getting a second charge mortgage simple and stress-free. Highly recommended!”

Sarah & John, Homeowners

Why Consider a 
Second Charge Mortgage?

Access Additional Funds

Borrow against the equity in your home

Competitive Interest Rates

Lower rates compared to unsecured loans

Retain Your Existing Mortgage

Keep your current mortgage terms

Flexible Repayment Terms

Choose a repayment plan that suits your budget

Various Uses

Home improvements, debt consolidation, education costs, business funding, and more.

Common uses

Home Improvements

Renovate your kitchen, add a new room, or upgrade your garden

Debt Consolidation

Combine high-interest debts into one manageable payment

Education Funding

Cover tuition fees or other educational expenses

Business Start-Up

Secure capital to launch or expand your business

How Does It Work?

01

Initial Assessment

We evaluate your financial situation to determine the best options

02

Property Valuation

We arrange a professional valuation to assess your home’s current market value

03

Loan Offer

Receive a personalised loan offer with competitive terms

04

Legal Process

Our team handles all necessary legal work swiftly and efficiently

05

Receive Funds

Once approved, the funds are released to you quickly

01

Initial Assessment

We evaluate your financial situation to determine the best options

02

Property Valuation

We arrange a professional valuation to assess your home’s current market value

03

Loan
Offer

Loan Offer

Receive a personalised loan offer with competitive terms

04

Legal
Process

Legal Process

Our team handles all necessary legal work swiftly and efficiently

05

Receive
Funds

Receive Funds

Once approved, the funds are released to you quickly

Real-Life Success Stories

The Smiths used their second charge mortgage to fund a major home extension, increasing their property value and enhancing their living space

Get Your Free Quote Today

Secure the funds you need with a second charge mortgage from The Mortgage Hut

Any questions?

We got you!

A second charge mortgage, also known as a second mortgage, allows you to borrow money against the equity in your property while keeping your existing mortgage unchanged

The amount you can borrow depends on the equity in your property, typically up to 85-95% of your home’s value minus your existing mortgage.

Interest rates for second charge mortgages are generally lower than those for unsecured loans because the loan is secured against your property.

Yes, you may still qualify for a second charge mortgage with bad credit if you have sufficient equity in your property.

Once approved, funds can be released quickly, often within a few weeks.

Terms & Conditions

There is only one voucher issued per client

There are no restrictions on the number of referrals made

The voucher is non-transferable and there is no cash alternative

The voucher will be sent to the referrer upon completion of the mortgage of the new client and their fee being received by The Mortgage Hut Ltd

In the occasion of a referral being received by multiple sources for the same mortgage application, the reward will go to whichever referral we receive first

The Mortgage Hut reserves the right to amend, vary or cancel these terms and conditions at any given time